Life and Critical Illness Cover
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Life and Critical Illness Cover

Welcome to Life and Critical Illness Cover .org
Here you can instantly compare quotes online from a large group of UK insurance providers to help find the most suitable policy at very competitive prices.

Because we are a fully independent brokerage, we are not tied to any one or small group of insurance providers. We will compare life and critical illness insurance quotes from the ‘Whole of the market’ and all advice given is completely unbiased and will be from one of our friendly regulated advisors.

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Life and Critical Illness Cover Explained
Our Life and
Critical Illness Cover will pay you a lump sum of money should you die or be diagnosed with any of the critical illnesses outlined in your insurance policy.

This money can be used by your loved ones to pay any outstanding financial obligations which may be left behind such as a mortgage, car finance or personal loans etc.

If you are diagnosed or suffer from a critical illness then this payment may also be used to help cover your financial obligations whilst you are recovering. It can also be used to make any necessary modifications to your home or vehicles such as installing a stair lift etc.

Critical illnesses covered

Which critical illnesses are covered will completely depend upon your policy and can differ from insurer to insurer.
Here in the UK, all insurance providers must cover for what is known as the ABI conditions (Association of British Insurers) which are as follows:

  • Heart Attack
  • Certain Advanced Cancers
  • Alzheimers
  • Benign Brain Tumor
  • Traumatic Head Injury
  • Paralysis Of Limbs
  • Major Organ Transplant
  • Coma
  • Multiple Sclerosis
     
  • Stroke
  • Kidney Failure
  • Parkinsons Disease
  • Third Degree Burns
  • Heart Valve Replacement
  • Aorta Graft Surgery
  • Deafness
  • Loss of Hands or Feet
     
  • Please note that the list of critical illnesses above is not exhaustive and dependent upon your policy, they may be many more different illnesses you are covered for with your insurance provider. It is always recommended to read through your life and critical illness cover policy carefully so that you are fully aware of which illnesses you are covered against. If you have any questions regarding the policy then please do not hesitate to ask one of our friendly advisors.
     

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